O’More College of Design recognizes that, in many instances, students and their families are not able to meet the entire cost of their education. That is why we go to extraordinary lengths to ensure that your college education is not only memorable and valuable – but also affordable. O’More is committed to working with students and parents to reach the shared goal of preparing and educating creative individuals who aspire to make a meaningful contribution to the world. By providing student aid through grants, scholarships, work study, and loans, O’More helps make it possible for talented students with limited personal financial resources to attend and benefit from the incredible resources we have to offer.
Financial aid is available to qualified students to assist them in paying for their O’More education. Information such as the types and amounts of financial aid available, the process to apply for aid, policies and procedures related to the awarding of financial aid, and disbursement information for each program is updated annually. O’More supports a comprehensive program of student financial assistance based on both need and merit. We are committed to transparency, fairness, and efficiency in communicating with students and families.
Once students have been admitted and are attending to O’More, all official communication relating to financial aid will be sent to their O’More email address. It is the student’s responsibility to check the email account and respond to emails in a timely manner.
Contact Sara Martin, Director of Financial Aid by email or by calling 615.794.4254 x. 226.
O’More College of Design participates in U.S. and state government grant, loan, and work study programs. Students who are U.S. citizens or permanent residents may apply for federal financial aid by completing the Free Application for Federal Student Aid (FAFSA) online and entering our school code: 014663. Students must reapply each year in order to receive aid. Whenever possible, we recommend using the IRS Data Retrieval Tool to import your tax return information directly into the FAFSA. This decreases processing time significantly.
Once you have been admitted to O’More College, we will determine what types of federal and state aid for which you are eligible using this application.
Those who miss the priority deadlines may still qualify for financial assistance. Please keep in mind that some federal and state grant programs have limited budgets, so those that file early are more likely to receive those funds.
What to Do Next
Your FAFSA may be selected for a process called Verification, either randomly or due to conflicting data reported on your FAFSA. The Office of Financial Aid reserves the right to request verification of any data submitted by parents or applicants. Students selected for verification will be sent a request and/or steps required to complete this process. It is very important for you to comply with this request immediately, as it will delay your financial aid processing. If you are selected for verification, you may be required to submit a copy of a prior year’s IRS tax transcript. You can submit a request for a transcript here.
If the data is found to be incorrect, the data may be corrected and the award revised. If the applicant is determined ineligible for financial aid, the applicant’s award can be withdrawn. The applicant will then be responsible for payment of all expenses incurred.
Loan entrance counseling is required for all first-time borrowers of the student loan program. Its purpose is to inform students of their rights and responsibilities with borrowing from the federal loan program. Loan exit interviews are required for students who graduate, transfer, withdraw, or drop below half-time enrollment status. Failure to complete loan exit counseling may result in a delay or withholding a transcript or diploma.
Federal and State Grant and Scholarship Aid (determined by the FAFSA)
Eligibility for these funds is determined by completing the FAFSA:
Self-Help Aid (determined by the FAFSA)
First time federal student loan borrowers must complete both a Master Promissory Note (MPN) and Loan Entrance Counseling before loan funds will be sent to the school. First-time Parent PLUS loan borrowers must complete a Master Promissory Note as well. All students graduating, withdrawing, or dropping below half-time enrollment must complete Loan Exit Counseling. All of these steps can be completed at www.studentloans.gov
Annual Loan Limits (combined maximum for subsidized and unsubsidized Stafford):
The aggregate (lifetime) limit is $31,000, with no more than $23,000 in subsidized loans.
The aggregate limit is $57,500, with no more than $23,000 in subsidized loans.
If your financial aid is greater than your outstanding balance owed to O’More for the current semester, the Business Office will issue you a refund of all aid in excess of your bill. This refund will not be processed before all aid is applied and no refund will be issued sooner than the 14th day of classes.
Students who have a remaining balance will need to make payments toward their bill. They may opt to enroll in the interest-free monthly payment plan, administered through Tuition Management Systems. For more information call 1-888-713-7234 or visit www.afford.com/options